Account and capital

Someone else does itTypically 4 days to 3 weeks

The company needs . The money must be paid in, and a bank, a lawyer or an auditor must confirm it.

Valid as of October 6, 2026

Why

The company's money must sit in an account in the company's name, and a bank, a lawyer or an auditor must confirm that it has been paid in. Here are the routes, cheapest start first.

Share capitalThe money you put into the company when it is set up. At least . The money is still yours, just inside the company.

Capital confirmationA bank, a lawyer or an auditor signs to say the money has been paid in. You cannot confirm it yourself.

Choose a route

4 routes. Cheapest start first. The order is not paid for.

The Ramp with Lunar
Cheapest to start
A lawyer receives the capital, confirms it and registers the company. Afterwards you open the account at Lunar.
What it costs
- Fee to The Ramp
- State fee
- Lunar afterwards
Time
CVR in 4 to 7 working days. Lunar can take up to 3 weeks.
Watch out for
Lunar does not approve everyone. The Ramp is paid by Lunar.
We may be paid if you choose The Ramp and Lunar. The order is not paid for.
Price checked Oct 6, 2026 · theramp.dk, lunar.apptheramp.dk
Legal Desk and Danske Bank
Fastest to CVR
Legal Desk confirms the capital in one working day and handles the registration. Danske Bank opens the account once the CVR number is there.
What it costs
- Legal Desk
- State fee
- Danske Bank afterwards
- Setup at Danske Bank
Time
CVR in about 48 hours. Account within 24 hours on working days, after CVR.
Watch out for
Danske Business One has a setup fee.
Price checked Oct 6, 2026 · legaldesk.dk, danskebank.dklegaldesk.dk
Nordea
Apply while you formTo verify
Nordea takes the application while the company is still being formed.
What it costs
- Basic
- State fee
Time
Up to 2 weeks.
Watch out for
We could not confirm that Nordea confirms the capital itself. Ask them first.
Price checked Oct 6, 2026 · nordea.dknordea.dk
Revolut Business
For travellers and currencyTo verify
Good exchange rates. Opens only once the CVR number exists. The account is in Lithuania, not Denmark.
What it costs
- Basic
Time
The account itself is quick. Getting it approved as a NemKonto can take weeks.
Watch out for
Cannot confirm the capital. No MobilePay or Dankort. Some Danish customers will not pay to a foreign IBAN.
Price checked Oct 6, 2026 · revolut.comrevolut.com

Good to know

NemKontoThe account the public sector pays into and collects from.

Sparro never confirms or holds the capital. A bank, a lawyer or an auditor does.

The company needs a NemKonto if the public sector is to pay it. How quickly it is approved depends on the bank, and it can take weeks.

4Next taskRegister the companyTypically 1 hour + waiting time

Save your startup plan

Free. The plan is yours, even if you never use Sparro.

Your plan: Holding and operating company0 of 6 done

Your plan and your answers are saved, so you can carry on where you left off.
Sparro writes the articles of association and the founding document from your answers. Preview
When Sparro opens, you go from papers to your first invoice in the same place.

The guide is general information, not legal or tax advice. Always check virk.dk and skat.dk, or ask an accountant or a lawyer.

Valid as of October 6, 2026